That’s right. I may not have a car or even a driving licence but I am prepared just in case someone buys me a Morris Minor for my birthday.
Of course, if that did happen I would probably be kissing goodbye to a no claims discount anyway. They don’t give them out to people whose bumpers fall off on a weekly basis you see.
Anyway, if you’re in the market for some car insurance or you don’t mind admitting you’re not entirely sure what one actually IS (me, last week), go read my article about the no claims discount.